Unigin Ventures · Insights
Practical guides on fundraising, finance, accounting and tax for startup and SME founders, from the Unigin Ventures team.
Customers pay in 60 to 90 days, but your bills can't wait. How factoring works, recourse versus non-recourse, converting fees into an annual rate, and what to check before you assign invoices.
An annual budget sets targets and approves spending. A rolling forecast always looks 12 months ahead. How they differ, how to build one from a few drivers, and what it shows when sales miss plan.
Split fixed and variable costs, calculate break-even in units and sales, measure your margin of safety, and see how a lower-margin sales channel moves the target, using one coffee shop example.
What Thai banks check before approving a business loan, how to calculate your own DSCR, how loan size and term change the result, the documents to prepare, and TCG's PGS 11 guarantee terms.
Sales are up but cash is tight because money is stuck in stock and receivables. How to calculate DIO, DSO and DPO from your own accounts, turn days into baht, and shorten the cycle.
Profitable businesses still run out of cash. A rolling 13-week forecast shows, week by week, when cash will get tight, early enough to do something about it.
Unigin Ventures
Unigin Ventures invests in and supports startups and SMEs with capital and advice on finance, accounting, legal matters and technology.
